Chongqing loans company-small company 1.8 billion loans
, Hainan Province, today informed the pilot know that the first half of a microfinance company, microfinance companies industry-wide loans outstanding exceeded 3.565 billion yuan, added 1.862 billion yuan in the first half of this year to support small and micro enterprises, "three agricultural" economic, development of individual industrial and commercial households, have become the agricultural small and an important force for promoting local economic development.
2014 year, the province added a small loan company 5, has opened a small loan company cover Haikou, Sanya and Wenchang, Qionghai, chengmai, Yangpu economic development zone and an international tourism zone and other places of the island.
since 2010 pilot, showed a trend of rapid development of micro-credit industry in our province. As of June 30, 2014, outstanding loans exceeded 3.565 billion yuan, an increase of 33.92%. Has opened 36 small loan company loans 1.862 billion yuan in the first half, an increase of 21.38%, supported by 1329 the financing needs of small and medium enterprises, individual businesses and farmers, 885 households from a year loan rose 50.17%, loan cover scope further expanded.
Note is I small loans average loans amounting to 1.4 million Yuan. Among them, the new small business loans in the first half of this year, 428, tired of 928 million Yuan, an increase of 70%. Small business loan effectively relieve the province of small and micro enterprises, "three agricultural" economic and individual industrial and commercial household financing problems, small agriculture and an important force for promoting local economic development.
with continued economic growth in our province, small loan size, loan balances were increased at a fast, pay the tax from growth in 2010 to more than 1.8 million yuan in 2013 to 100 million Yuan. In 2014, the small loan industry only pay the taxes has reached more than 50 million yuan in the first half.
"in economic down cycle, the rate of increase of financial institutions. And I small loan company's customers are mainly focused on trade, real estate, construction and other fields in the global economic downturn, China's real estate situation under tight economic conditions, these funding pressures are more obvious, small loan companies, we need to control risk. "The head of the provincial Finance Office reminders.
it is understood that small loan company bad loans in our province this year, the number rose from 12 last year to 57, continued to show an upward trend. By June 2014, the small loan company bad loans of 190 million Yuan, up 245% from a year earlier, bad loan rate of 5.33%, up 158% from a year earlier, higher than the national average.
the next step, the provincial Finance Office will continue to introduce new approaches to management, promoting the development of micro-credit industry norms. My province has opened 36 small loan companies this month trial running micro-credit supervision system, every company every day to upload data to ensure compliance operating this year will officially install the micro-credit system. In addition, the provincial Finance Office, the people's Bank Haikou branch will soon launch the micro-credit company credit ratings, to promote micro-credit companies joined the people's Bank of China credit system work.